CODIX and LoanWatch Announce Partnership to Deliver Next-Generation Asset-Based Lending Technology to the US Market
ATLANTA/SAN CARLOS, CA – June 2026 – CODIX, the global lending technology company behind the iMX platform, announced a partnership with LoanWatch, a US-based technology company specializing in advanced borrowing base and ineligibles calculation for asset-based lenders. The partnership brings together two complementary platforms to deliver an optimized, automated workflow for ABL lenders across North America.
Under the partnership, LoanWatch’s borrowing base intelligence layer connects directly to iMX through a real-time API integration. Borrower data flows through LoanWatch’s calculation engine – where ineligibles, advance rates and concentration rules are applied with audit-ready precision – and feeds into iMX as the platform for loan management and the ABL lifecycle.
The result is an optimized environment where US asset-based lenders can analyze collateral, manage facilities and serve borrowers without spreadsheets, manual reconciliations or disconnected tools.
The partnership comes as the US ABL market faces growing pressure to modernize, with borrowing base calculations remaining one of the last spreadsheet-driven processes in commercial finance.
What the partnership delivers
US asset-based lenders working with the combined platform gain:
Direct ERP-to-platform data flow
Borrower data is automatically extracted from accounting systems, reducing manual preparation of receivables and inventory borrowing bases and minimizing reconciliation effort.
Real-time borrowing base intelligence
LoanWatch’s calculation engine applies ineligibles logic, advance rates and policy rules with audit-ready transparency, adding depth and precision to collateral analysis within iMX.
Unified loan management
All data, calculations and historical records flow into iMX, enabling end-to-end facility management, syndication and monitoring within a single platform.
Enhanced data foundation for analytics and AI
Richer, structured collateral data feeds into iMX, strengthening existing analytics, portfolio risk modeling and AI-driven capabilities.
From spreadsheets to intelligence
The partnership replaces file-based workflows with a continuous, API-driven flow of structured collateral data, improving efficiency and enabling more scalable portfolio insight.
For borrowers, a simple connection to their accounting system and inventory ERP systems replaces manual preparation of receivables and inventory borrowing bases, bringing both receivables and inventory data into a single, continuous flow, while maintaining a single environment for facility management and reporting.
“Asset-based lenders in the US want one environment for borrowing base intelligence and loan management, not disconnected tools,” said Billy Quinn, Managing Director, CODIX USA. “iMX provides a full-scope lending platform, and LoanWatch brings a highly specialized borrowing base engine that sharpens the collateral intelligence layer.”
“CODIX is the right partner for LoanWatch as we scale collateral intelligence across the US ABL market,” said Jeff Carlson, Co-Founder and CEO, LoanWatch. “Our platform brings depth and transparency to borrowing base calculations, and the integration makes that intelligence immediately actionable within a seamless lending environment.”
Availability
The integrated solution is available now to US asset-based lenders. CODIX and LoanWatch will present the partnership at upcoming SFNet events.
About CODIX
CODIX is a global technology company founded in 1993, with more than 750 staff. Its iMX platform supports the full spectrum of commercial finance, including asset-based lending, factoring, invoice discounting, receivables finance, supply chain finance, trade finance, leasing, syndication, and commercial real estate and development finance.
CODIX serves banks and non-bank lenders worldwide, including some of the largest banking and specialist finance institutions. Its software is used in more than 50 countries across the Americas, Europe, Asia and Africa, with deployments in 28 languages. The company is certified to ISO 9001 and ISO/IEC 27001 standards and complies with TISAX, GDPR and ESG principles.
About LoanWatch
LoanWatch is a technology company building the foundation of collateral intelligence for asset-based lenders. Headquartered in San Carlos, California, its bi-directional API platform automates ineligibles calculation, borrowing base workflows and audit-ready reporting.
The platform is proven by a Tier 1 institution managing billions in ABL assets. LoanWatch’s leadership team brings more than 50 years of combined ABL experience across field exams, collateral monitoring and lending operations.
More at www.loanwatch.io
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