nFusion Capital and Iron Horse Credit Provide $5.5 Million Funding to  Support Kitchenware Wholesaler

AUSTIN, Texas and JACKSONVILLE, Fla. - Oct. 28, 2024 - nFusion Capital and Iron Horse Credit announced the funding of a $5.5 million line of credit to a wholesaler of kitchenware, chinaware, and kitchen accessories. The financing will support the Company’s working capital needs and provide a steady flow of capital during seasonal fluctuations in demand for its products. 

With over 70 years in the market, the wholesaler was founded to bring exclusive European kitchenware to the United States. The Company has expanded its product line to include a wide range of cooking, serving, and entertaining items offered under various brands.

After the Company’s former lender announced its intent to terminate their financing relationship, the Company sought a new lender that could execute quickly. With inventory typically depleted during the holiday season and a significant portion sourced from China, timely funding was crucial to replenish stock before vendors closed for the Chinese New Year holiday. Having had a prior relationship with Senior Executive Vice President Alexandra S. Scoggin, the Company turned to nFusion for a solution. Recognizing the Company’s seasonal and inventory demands, nFusion brought in Iron Horse Credit to partner on the transaction, providing maximum borrowing capacity against the client’s inventory.

“I am pleased that we were able to craft an out-of-the-box solution for our client, thanks to our unique partnership with Iron Horse Credit,” said Alexandra Scoggin. “Iron Horse Credit’s inventory line complemented nFusion’s ABL facility to deliver maximum borrowing capacity against the Company’s inventory and other assets. This funding will support the Company’s growing cash flow needs and address their seasonality demands.”

In approximately four weeks, nFusion provided a $4 million ABL facility, and Iron Horse Credit provided a $1.5 million inventory revolving line of credit. The financing provided immediate access to funding to purchase and ship inventory, and the breathing room the Company needed to continue to grow while managing their business through seasonality peaks.

“This was a great effort by IHC’s team, nFusion’s team, and the Company to get this transaction funded quickly,” said Cesar Silva, VP of Business Development at Iron Horse Credit. “We look forward to working with the Company as they execute their growth plans.”

About nFusion Capital

nFusion Capital is a leading provider of customized financing solutions to small and medium-sized businesses across the United States. nFusion brings a unique approach to the world of business finance – as optimists they start from a position of “yes we can” and aggressively work on behalf of customers to ensure their success. For more information on nFusion Capital, contact Alexandra Scoggin at 323-350-6908, or Alexandra@nFusioncapital.com.

About Iron Horse Credit

Iron Horse Credit offers asset-based lending solutions by leveraging a variety of asset classes, including inventory. IHC creates tailored financing options for companies across different industries, serving both B2B and B2C markets in the U.S. and Canada. For more information on Iron Horse Credit, contact Cesar Silva at 201-210-8541, or c.silva@ironhorsecredit.com.

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