Love’s Financial Acquires Three Freight Factoring Providers

OKLAHOMA CITY, Dec. 22, 2025 – Love’s is accelerating its financial services arm, Love’s Financial, through the acquisition of three freight factoring providers serving small- to mid-sized trucking fleets. The company acquired TBS Factoring Service, Saint John Capital and Financial Carrier Services. These companies operate out of Oklahoma City, Oklahoma; Chicago, Illinois; and Charlotte, North Carolina, respectively. The acquisition closed Dec. 19, and terms of the agreement were not disclosed.

“Love’s is committed to growing strategically as a trusted partner to meet professional drivers, owner-operators and fleets where they are, and providing fast and reliable freight factoring services is an important part of that vision,” said Shane Wharton, Love’s president. “We’re excited to welcome our new customers and Love’s Financial team members while learning from their factoring experience.”

Through the acquisition process, the approximately 3,400 new customers will not experience any disruptions or delays in funding. They will also gain access to additional services at Love’s nationwide network of travel stops, including fuel discounts and access to a no-fee credit line on Love’s Express Billing card program.

Customers may also qualify for discounts at Love’s Truck Care locations which provide tires, emergency roadside service, light mechanical services, lube and preventive maintenance. More information about Love’s financial services can be found at lovesfinancial.com.

About Love’s

Love's has been fueling customers' journeys since 1964. Innovation and perseverance continue to lead the way for the family-owned and-operated business headquartered in Oklahoma City with nearly 40,000 team members in North America and Europe. The company's core business is travel stops and convenience stores with 669 locations in 42 states. Love's continues its commitment to offer products and services that provide value for professional drivers, fleets, four-wheel customers, RVers, alternative fuel and wholesale fuel customers. Giving back to communities Love's serves and maintaining an inclusive workplace are hallmarks of the company's award-winning culture. To find out more about Love's, follow us on social or apply for a job, click here.