Flatbay Capital Q1 Fundings Support Business Amid Market Uncertainty

Flatbay Capital's Q1 2026 financings supported businesses unable to access traditional bank financing — delivering the capital needed to stabilize operations, restore liquidity, and return to bankability.

$4MM CRE Line of Credit – Data Analytics Firm Refinanced existing real estate debt and generated ~$1.3MM in working capital to stabilize cash flow, manage near-term obligations, and roll out higher-margin products while sales recover.

$2MM CRE Loan – Construction Contractor Amid tightening cash flow and growing project volume, refinanced debt, cleared a secondary mortgage, and provided working capital for ongoing projects.

$2.5MM CRE Line of Credit – Retail / Event Center Paid off an existing mortgage and owed property taxes amid rising operating costs — including a 250% cost increase over two years — while creating availability for working capital and future tax liabilities.

$1.4MM CRE Line of Credit – Commercial Plant Nursery Refinanced existing bank debt and restored liquidity to maintain shipments and support a return to growth following a one-time event that left the business short on working capital.

$1MM CRE Loan – Neurology Medical Office Enabled a start-up practice with no operating history and a near-term closing requirement to acquire its office, launch operations, establish cash flow, and progress toward bankability.