Flatbay Capital Delivers a $700,000 CRE Line of Credit to General Contractor

July 8, 2025 - Our client is a general contractor in the DFW area that specializes in renovation and maintenance projects. With 18 years of experience, the owner has developed a renowned reputation in the region and is a trusted partner at many properties. 

The Situation

For the past two years, the contractor has had a positive net income of over $300,000. However, as is typical in this field, there are payment delays between completed projects which causes a lack of working capital.

Originally, the company pursued a line of credit at their bank but was declined due to the cyclical nature of the industry and the contractor’s inconsistent yearly revenues. 

Seeking alternative means, they reached out to Flatbay Capital’s Business Development Officer, Stephanie Roehm. 

The Solution

Flatbay Capital delivered a $700,000 commercial real estate line of credit to support working capital needs between projects.

“Despite good management and positive income, companies in the contractor/construction industry often face funding denials due to perceived industry risk,” says Stephanie. “After understanding the owner's concerns and their vision for the future, we recognized this as a solid company and are pleased to provide them with the financial cushion they need.”

A big thank you to the client for partnering with Flatbay Capital! 

Flatbay Capital specializes in non-bank commercial real estate loans/lines $1MM+ secured with owner-occupied commercial real estate.