eCapital Appoints Estevan Ruiz as Head of Credit and Risk for Transportation Group
MIAMI, September 22, 2025 - eCapital Corp. (“eCapital”), a leading tech-enabled specialty finance provider for small and medium-sized businesses across North America and the United Kingdom, today announced the appointment of Estevan Ruiz as Head of Credit and Risk for its Transportation Group. Ruiz, a seasoned finance professional in commercial and transportation finance, will oversee credit and risk management to support the division’s growth under the leadership of Melissa Forman-Barenblit, President, Head of Transportation Group.
“Transportation finance requires deep expertise and the ability to structure solutions that meet the unique needs of carriers, brokers, and operators of all sizes,” said Forman-Barenblit. “With eCapital’s incredible depth of resources and experience, we’re able to deliver funding solutions that give clients more flexibility and confidence in today’s market. Estevan brings a caliber of leadership that will elevate our credit and risk function and strengthen our ability to deliver on that promise.”
Ruiz brings over a decade of experience in credit and portfolio management, specializing in transportation finance. Prior to joining eCapital, he held senior roles in the factoring and payments divisions at Triumph Financial, including Vice President of Credit and Underwriting, where he led credit operations, managed risk, and supported capital access for brokers and carrier solutions across the transportation industry. Most recently, he helped lead Payments Network efforts at Triumph, collaborating with factors and brokers to enhance their workflows and drive greater industry efficiency. Known for his collaborative style and disciplined approach, Ruiz is recognized for balancing rigorous risk oversight with a client-first mindset, driving both stability and growth.
“I’ve watched eCapital make a real impact and establish itself as a leader in the market,” said Ruiz. “I’m excited to be on the frontlines of that effort, working with Melissa again and leading the credit and risk function to support clients with the strength, expertise, and flexibility eCapital is known for.”
With decades of experience in transportation finance and expertise spanning more than 80 industries, eCapital delivers smarter financing solutions that keep businesses moving forward.
About eCapital Corp
eCapital is committed to accelerating access to capital for companies in the United States, Canada, and the United Kingdom. By leveraging a team of over 850 experts and proprietary, industry-leading technology, eCapital is creating the future of business funding. With a full suite of products such as healthcare receivables financing, asset-based lending, payroll funding, supply chain financing, and accounts receivable financing, eCapital ensures that businesses have the funds they need to do more. Through its Healthcare, ABL, Staffing, Consumer Goods, Factoring, and Transportation divisions, eCapital delivers customized funding solutions to more than 80 industries. To learn more about eCapital, visit eCapital.com.