Commercial Finance Partners Helps Long-Term Client Refinance, Lowering Interest Rates and Increasing Working Capital

November 5, 2025 - Commercial Finance Partners restructured a deal with an existing client, a concrete manufacturer, that originally acquired their property using an SBA 7(a) loan at 100% financing. After several years of growth and improved performance, the client was seeking to lower their interest rate and improve cash flow while unlocking equity tied up in the property. 
 
CFP refinanced the existing loan with a new $5,513,400 Real Estate loan, reducing the rate to around 7% and extending the amortization from 25 to 30 years. The refinance not only lowered monthly payments but also provided a significant cash-out working capital injection, leveraging the property’s appreciated value. 
 
CFP  has proven that long-term client relationships are rewarding due to helping partners continue building on their success.